Pharmacy (Rx) Plans
Pharmacy (Rx) Plans
You will automatically be enrolled in the prescription drug plan that is coupled with the medical plan you elected. To keep your costs low, make sure to explore all options with your doctor when being prescribed a medication. Most brand-name drugs have a generic equivalent that is equal in strength, purity and quality. Some preventive medications are covered at 100% and are not subject to your deductible or coinsurance.
Cigna Health
Phone
(866) 494-2111
Website
my.cigna.com
Pharmacy Copays
Under the HSA Rx – copay is after deductible
Retail Copay In-Network (30 Day Supply)
Generic | $10 Copay
Preferred Brand | $40 Copay
Non-Preferred Brand | $60 Copay
Specialty Drugs | 30% coinsurance
Retail Copay In-Network (90 Day Supply)
Generic | $30 Copay
Preferred Brand | $120 Copay
Non-Preferred Brand | $180 Copay
Mail Order Copay In-Network (90 Day Supply)
Generic | $20 Copay
Preferred Brand | $80 Copay
Non-Preferred Brand | $120 Copay
Specialty Drugs | 30% coinsurance
PHARMACY PROGRAMS
Cigna 90 Now (HSA and PPO)
You will now be able to fill 90-day prescriptions at a retail pharmacy in addition to the mail order option. To fill a 90 day prescription at a retail pharmacy, a Cigna 90 Now pharmacy must be used. The Cigna 90 Now pharmacy list is extensive but does not include all network pharmacies. Most notably, the network includes CVS but does not include Walgreens. For 30-day prescriptions, you can continue to use any network pharmacy.
Clinical Day Supply (HSA and PPO)
For new specialty medications, the initial supply is limited to 15 days to ensure the new prescription will be well tolerated. Once it is determined the medication is well tolerated, Cigna will assign a supply limit of 30 or up to 90 days based on the medication.
SaveOnSP (Only applies to the PPO)
This program applies only to crew members enrolled in the PPO plan. For certain medications, Cigna will take advantage of manufacturer assistance dollars to reduce your copay down to $0. Cigna will coordinate with you when this program is available, and you will need to enroll in the program to take advantage of these savings. So be sure to engage with Cigna on this program if contacted.
MAIL ORDER PRESCRIPTION
Your plan offers a home-delivery option for prescriptions, which can be especially helpful if you take certain medications on a regular basis. The mail-order pharmacy can remind you when it’s time to order a refill, and you can order by phone, mail or online. Not only is your medication delivered right to your doorstep, but you can often get a 90-day supply for less than you would if filling the prescription monthly at your local pharmacy.