No one can protect you from unexpected accidents or injuries, but Cigna Accidental Injury insurance offers coverage that can help you bounce back.

What It Is:

A cash benefit paid directly to you¹ when you face an unexpected covered accident, such as an ankle sprain or arm fracture.

Accidental Injury benefit example:

 Situation: Chloe broke her leg playing soccer.2

Chloe’s covered benefits:

• Doctor’s office visit
• Diagnostic exam (X-ray)
• Repaired fracture
• Physical therapy sessions

Accidental Injury benefit paid directly to Chloe: $1,200

Accident Plan Highlights

• Flexible. Use the money however you want. Pay for anything, including medical deductibles, child care, groceries, etc. It’s up to you.
• Supplement your medical plan. Benefits are paid in addition to other coverage you may have.
• Cost-effective. Your premium is conveniently deducted from your paycheck at a low group rate.

Easy Access to Your Benefits:

Submit your claim to Cigna online or by phone, email, fax or mail. Cigna reviews your claim. Benefit payment is sent directly to you.¹

1. Benefits may be paid directly to you or anyone you designate, such as a hospital, upon assignment.
2. This is an example used for illustrative purposes only. Your plan’s actual costs and benefit amounts may vary. Exclusions and limitations apply.

Being diagnosed with a critical illness is hard enough, but you should not have to worry about how it impacts your finances as well. That’s why having Cigna Critical Illness insurance is so important.

What It Is:

A cash benefit paid directly to you¹ when you are diagnosed with a covered illness, such as a heart attack or stroke.

Critical Illness Benefit Example:

Situation: Marco had a heart attack while raking leaves.2

Marco’s covered benefit:

• Heart attack diagnosis 

Critical Illness benefit paid directly to Marco: $10,000

Critical Illness Highlights

• Flexible. Use the money however you want. Pay for anything, including medical deductibles, child care, transportation, and more. It’s up to you.
• Supplement your medical plan. Benefits are paid in addition to other coverage you may have.
• Cost-effective. Your premium is conveniently deducted from your paycheck at a low group rate.

Cigna Hospital Care Insurance

A hospital stay can happen at any time, and it can be costly. Cigna Hospital Care can provide you and your loved ones with additional financial protection and can help cover these unexpected events – so you can focus on getting better. 

What It Is:

A cash benefit paid directly to you¹ when you experience a covered hospital² stay for events such as an in-patient procedure or the birth of a child. 

Hospital Care benefit example:

Situation: Susan was hospitalized following a car accident.3

Susan’s covered benefits:

• Hospital admission
• Hospital ICU stay
• Hospital stay

Hospital Care benefits paid directly to Susan: $2,000

Hospital Insurance Highlights

• Flexible. Use the money however you want. Pay for anything, including medical deductibles, child care, transportation, and more. It’s up to you.

• Supplement your medical plan. Benefits are paid in addition to other coverage you may have.

• Cost-effective. Your premium is conveniently deducted from your paycheck at a low group rate.